What are some financial life-hacks everyone should know? (lemmy.world)

submitted 3 months ago by cll7793@lemmy.world to c/asklemmy@lemmy.world

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[-] Cuberoot@lemmynsfw.com 13 points 3 months ago

You can find just about anybody's Social Security number. (Equivalently, they can find yours.) Amazingly, some institutions still use knowledge of this number as proof of identity for purposes of extending credit to a stranger.

[-] Vent@lemm.ee 3 points 3 months ago

Freeze your credit at all 3 major credit reporting agencies! Do it now, if you haven't already. And don't let them trick you into paying money to do it. It is 100% free everywhere.

It takes a few minutes and could save you lots and lots of time and money, since it makes opening new lines of credit in your name near impossible even if they know your SSN.

[-] Dozzi92@lemmy.world 3 points 3 months ago

Yeah, I get a letter in the mail like once a week because some fucking company lost it accidentally, and their penance is sending apology letters.

So yeah, monitor your credit, I guess. Just sucks when it's credit karma or the like who lose your info.

this post was submitted on 23 Aug 2024

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