One point: ext4 has a maximum file size of 16TiB. To a regular user that is stupidly huge and of no concern but it's exactly the type of thing you overlook if you "just use ext4" on anything and everything then end up with your database broken at work because of said bad advice.

Use the filesystem that makes the most sense for your use case. Consider it every single time you format a disk. Don't become complacent! Also fuck around with the new shit from time to time! I decided to format my Linux desktop partitions with btrfs over a decade ago and as a result I'm an excellent user of that filesystem but you know what? I'm thinking I'll try bcachefs soon and fiddle around more with my zfs partition on my HTPC.

BTW: If you're thinking about trying out btrfs I would encourage you to learn about it's non-trivial maintenance tasks. btrfs needs you to fuck with it from time to time or you'll run out of disk space "for no reason". You can schedule cron jobs to take care of everything (as I have done) but you still need to learn how it all works. It's not a "set it and forget it" FS like ext4.