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For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 1 month ago* (last edited 1 month ago) by Reverendender@sh.itjust.works to c/asklemmy@lemmy.ml

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Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

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[-] xthexder@l.sw0.com 4 points 1 month ago

The dental insurance plans available in the US are basically a scam for adults because they have an annual maximum of $1-2k. You have to get a lot of cleanings before you even break even with the premium, and if something major happens you're basically not even covered.

IMO you may as well just have that $1-2k saved up yourself and pay for your own dental appointments.

this post was submitted on 21 Sep 2024

472 points (95.6% liked)

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