24
The PHB24 Dance Bard is fantastic
(lemm.ee)
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I think it would be just as viable as Monk up in the front lines. As a lvl 4 monk, you’ve probably got 18 Dex and 14ish Wis. That’s AC 16. Dance Bard will have 14ish Dex and 18 Cha, so also AC 16. Same d8 hit die as Monk, too.
Plus, Bard can Cure Wounds themselves
But no disengage as a bonus action, or disengage & dodge or dash with 1FP
No deflect attacks (1d10+dex+Monk level reduction in damage as a reaction)
No evasion(no damage for dex saves that would do half on success, half on failure)
You also only get your pseudo-extra attack when you expend a bardic inspiration, which is gonna be limited per rest, and requires you to be in melee when you expend the die.
Your also not going to scale your dex before your cha, so your to-hit is going to fall behind enemy AC even at level 1.