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this post was submitted on 09 Aug 2023
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Ask Lemmy
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The american dream was for the boomers who were promised pensions and social securitybin an era where the dollar had some semblance of value. We will never ever have those things. Even the boomers who get 800$ in SS are eaten alive with rent and forced into starving or living out of their cars in today's economy.
The american dream is called that because, you have to be asleep to believe it. We are much more awake as a society to the systems reality. Most of us are wagies that only exist in the eyes of the govt and corpos to pay taxes and generate profit until we get too old then put to pasture. The average life expectancy is 75, most of the boomers who retired at 65 maybe had 10-15 'golden years' they couldn't enjoy cause they were too old
You don't need the american dream. You don't need to work your whole life to pay off a 500,000$ mortgage on some shitty suburbanite hellhole with a terrible hoa. You don't need to go the common path most people do. I feel pity for anyone who got tricked into being an indentured slave to the banks/economy because they were a thoughtless monkey in their 20s who signed the dotted line on 50k in debt for a worthless degree and another 300k debt on a house because "family/kids". The only way to really be happy is to gibe the finger to the normal path and do something alternative.
Work hard, learn to save/invest in actual assets, don't squirrel away your money in a bank account forever since inflation will eat away its value if you just have it sit there. Have an e-fund of 3k to 6k, buy a van and convert it into a semi-living/camping space. Develop hobbies with actual skills, start your own small concession business. Don't buy a house buy land and develop the skills to build one yourself while living in a canvas tent. Plainly put, most people are too stupid, lazy, and unwilling to go without modern convinence. It takes a surprisingly little amount of money to live a comfortable lifestyle if you are intelligent, creative, driven, adaptive, and open to new experiences even if the outcome may be uncertain.
So just rent your whole life and do what for food?
No you live out of your car for a few months while you work and pay yourself the 800-2500$ in "rent' you become your own landlord and save that money towards a used van or boxtruck you want (stay away from RVs campers trailers and skoolies they are all money sinks maintenance wise) it wont ve comfy living out of a suv or prius but plenty people have done it, helps if your short. for cooking and heat you get a Coleman propane stove make sure to do research and install detectors. Showers either boil some water and do farmers bath or get a new pump sprayer spay paint it black and solar warm the water. You pee in a bottle and go water a tree. You have a sealable poop bucket. Get a shower tent if you need. You buy nonperishable foods or use a cooler with ice. Summers will be rough without air conditioning, no lie. Either tolerate the season with plenty of water and shade or invest in enough solar+power station or fuel gens to run air conditioning in a small canvas tent. Or go to a colder higher elevation, nice benefit of nomadic living is being able to go anywhere anytime. Live well below your means, become your own landlord, become a resident of a state like Nevada where they don't do property or income tax and get some nomadic living in. Explore the country and all its beauty before its all gone. If you work hard for part of the year and save really well and live cheap you can get by on a year or even a year and a half no work. Or you can put the nose to the grinder/get a skilled high pay position to save up 10-15k and buy a plot of land somewhere with natural resources like wood and water then plop a little cabin on it.
Or i could get a job and skip straight to the end.
I have a good job though, $15 an hour in a low CoL area, and I only have like 3 hours of work a day.
Before this i made about $21 an hour plus like 8 hours of overtime amd that job was gravy until we got a bad manager that made all of the experienced employees quit.
How can you live on only $45 / day, $225/week, $900/month?
I get $120 a day. 8 hours at $15. I only actually need 3 hours to get my job done if that and I have 8 hours to do it in.
Ah ok that makes more sense. Don't feel obligated though to stay at a job that only pays $15/hr. There are jobs out there that can pay far more so it doesn't hurt to aggressively negotiate terms.
Yes you most certainly could. Everyone's priorities and desires and life circumstances are so very different, to each their own.
My point was that it is entirely possible to live an enjoyable and more or less comfortable way of life that doesn't require being a wagie slave to landlords/banks or kill yourself with work the whole year.
Many people live just below their means month to month unable to save up for a basic emergency fund and then wonder what to do when the economy takes a dive and they're left homeless.
Even if you never want to do nomadic living having a reliable semi-livable apartment on wheels stocked with supplies and essential survival equipment ready to go is great. It gives you a sense of freedom and a security backup just in case your life ever burns down. Take it and do some car camping on the weekends at your nearest national park or boondock at BLM land. If you do the slightest bit of custom work when converting and you can sell it for a pretty penny.
Not everyone is able to work a full time job or desire develop high paying skills. There is no 'right way' to live. If you want to just buy land and homestead do it! If you want to travel do it! If you aren't satisfied with the life you are living try a different mode of existence you may find at heart you aren't truly a money hungry rat racer. Also keep in mind its much easier to save up money for land if you don't pay rent especially if you are only making 15-21/hr. Hate to tell you this but inflation has gotten so bad 15$ is unofficial minimum wage (unofficial minimum wage is whatever McDonald pays). Those numbers would have been impressive five years ago. Not anymore.
My point was for where I live those pay more than enough to get by.
In New York not so much, but here it is fine, especially since i have only a couple hours work. I am extremely overpaid for my job.
Also 15-21 was never a bragging amount unless you went back like 15 years ago when minimum wage was 5.25, the point was you don't need to make tons of cash to live well here and that get a job and just buy a house works for a ton of people here.
I am surrounded by houses in the 35-40k range if i want to move 30 minutes away into a small town.