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Local-first software: You own your data, in spite of the cloud
(www.inkandswitch.com)
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My personal ideal would be an open source server, but with an added clause to the license that requires any server using the code to allow any user to export their data in a format that's both human and machine readable at any time (you'd need to work on the language, but basically you want all the user facing fields to be labeled as the user would expect). Then anyone can provide the service at whatever cost they think is fair so users aren't forced to be tech savvy to use it, but users aren't locked in to a single provider and can run their own as desired.
An alternative is clear legislation that requires any service period provides a user all their data in machine readable format and explicitly provides protection against any IP related claims for other platforms to import that user data into their own services.