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Do you pay with cash or card?
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When in the Netherlands, I once had to apply for government benefits. They had to scrutinize all my bank transactions for a full year in the process. I've heard they need it for 5 years now. I started using ATMs more, saving up cash, in case I need to go through such a process again.
I do use card almost always now since it's touchless but I'm not willing to give up cash.