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Guaranteed Crypto Loss.
(www.citizen.org)
This is a most excellent place for technology news and articles.
Right, but it can be used privately, which is my point.
But yeah, I think Monero is the better option for the reasons you mentioned, as well as the development focus being on private transactions, whereas Lightning is about fast, cheap transactions. So Monero is absolutely my preference for purchase transactions.
Monero is also just quite a bit easier since it is on layer one where lightning is a layer two solution and introduces more complexity.