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Credit Card Options
(sh.itjust.works)
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this post was submitted on 07 Nov 2024
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Privacy
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A place to discuss privacy and freedom in the digital world.
Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.
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Tell me you either don't love in the US, or don't understand what a credit score is, without telling me...
Every time you open a credit card, you get a "hard credit check". You get one(?) freebie a year, then it starts significantly dropping your credit score. Having a larger amount of unused credit available to you will slightly increase your score, but having too many less of credit (e.g. >5) will significantly harm it.
All that said, credit scores are a scam, but do affect your ability to get a car or home loan, or rent a place to live.