First world countries take fundamental services and resources available to them for granted for e.g. the senior secondary education system. Citizen of a county pay the government taxes who provide you with the infrastructure and organization of professors and lecturers to help you with your education. But in developing countries like India, education of the same standard is private i.e. for profit and your education is second priority.

Even in major cities, where you would expect the education to be of the standard to propel a student to a university wherein they identify their new roles in society is abysmal.

I think student loan debt to some extent is a parallel problem. What US is trying to tackle during and after higher education is what developing countries face on the way to university.

I know that standard of education comes into play which is one of the factors because of which debt is astronomically high but I admit I don`t really know much (about the student loan debt problem).