Today, the Consumer Financial Protection Bureau (CFPB) sued Capital One, N.A., and its parent holding company, Capital One Financial Corp., for cheating millions of consumers out of more than $2 billion in interest. The CFPB alleges that Capital One promised consumers that its flagship “360 Savings” account provided one of the nation’s “best” and “highest” interest rates, but the bank froze the interest rate at a low level while rates rose nationwide. Around the same time, Capital One created a virtually identical product, “360 Performance Savings,” that differed from 360 Savings only in that it paid out substantially more in interest—at one point more than 14 times the 360 Savings rate. Capital One did not specifically notify 360 Savings accountholders about the new product, and instead worked to keep them in the dark about these better-paying accounts. The CFPB alleges that Capital One obscured the new product from its 360 Savings accountholders and cost millions of consumers more than $2 billion in lost interest payments. The CFPB’s lawsuit seeks to stop the companies’ unlawful conduct, provide redress for harmed consumers, and impose civil money penalties, which would be paid into the CFPB’s victims relief fund.

The country has a dire shortage of nurses, so to fill the manpower gap, it’s using AI for preventive care.

• By 2030, one in four people in Singapore will be over the age of 65.
• Authorities see potential in AI tools to assist in preventive illness care.
• An AI tool under development will use voice biomarkers to detect early signs of depression in seniors.

Lebanese President Joseph Aoun's designation of Nawaf Salam, the head of the International Court of Justice (ICJ), as the country's new prime minister appears to deal another blow to Iran's declining regional influence.

A number of Southwestern metropolises listed as dangerous to pedal-powered travelers are endeavoring to reduce traffic, improve air quality and slow climate change by making roads safer for cyclists.

Chronic outages are a way of life throughout the island, where privatization, under-investment, and climate change leave the grid at constant risk of collapse.

In a report to Congress released early Tuesday, special counsel Jack Smith said his office had sufficient evidence to “obtain and sustain” a trial conviction of President-elect Donald Trump for efforts to overturn Trump’s loss to President Joe Biden in the 2020 election.

A combination of intermittent fasting and administering Wnt3a proteins to a bone injury can rejuvenate bone repair in aged mice.

Despite improved benchmarks for worker classification on the state and federal level, corporations usually still come out on top

A trade group for the adult entertainment industry will appear at the Supreme Court on Wednesday in its challenge to a Texas law that requires pornography sites to verify the age of their users before providing access – for example, by requiring a government-issued identification. The law applies to any website whose content is one-third or more “harmful to minors” – a definition that the challengers say would include most sexually suggestive content, from nude modeling to romance novels and R-rated movies.

Prominent Republican lawmakers and conservative think tanks have proposed cuts and other harmful policy changes to the Supplemental Nutrition Assistance Program (SNAP) that could gain traction in Congress this year. These changes would cut food assistance across the U.S., making it harder for millions of people to buy the groceries they need to eat a healthy diet.

Emerging adults reported more frequent social media use, more active and passive social media behaviors, and lower vaccine uptake compared to middle-aged adults. While stronger COVID-19 vaccine conspiracy beliefs were linked to lower vaccine uptake across all participants, this relationship was unexpectedly stronger for individuals with less social media use and behaviors, potentially reflecting influences from alternative information sources. Additionally, active social media behaviors were associated with stronger COVID-19 vaccine conspiracy beliefs but not with vaccine uptake.