Okay... I even came with receipts on this one. Am I just annoying? What's with the downvote, even on ones where people are suggesting target date funds? The fund will bounce, it's just a huge dip for one that was supposed to be, according to professionals, safe for retirement use. So sure, I can see the downvote as disagreeing with sensationalism, but I was contesting the suggestion that no funds dropped in that time. If it's because I got spammy, sure... I assume most people don't reread the other comments after the first time they go through, but I can stop.

For reference, target date funds are still usually good, but total stock index is always better in a ten year period, so whether they are actually worth it is questionable.

Yeah. Something doesn't add up. The worst dip of what you mention is the blue chip large cap, but the curve you posted looks like VTINX or the vanguard 2030-2040 target date funds, not any of the funds you listed.

Target date funds are also supposed to be set and forget, but this looks like the curve from Vanguards 2030 through at least 2040 target date funds.

The 2030 target fund is still down 8.8% since that date.

All target date funds through vanguard tanked that year unless you have 2060 or later as the target. 2030 lost 25% and hasn't yet recovered.

Then why are you saying it's incorrectly formatted? I'm directly backing its premise.

In addition to Aezora's response, extrovert vs introvert being a description of your attitude to socializing is only a colloquial use of the term. I am a shy extrovert. I do not get social energy by being alone, like an introvert does, and I have problems talking with new people and even with friends prefer a back seat in the conversation.

Most people seem to fit into more clear buckets, if you believe the marketing, but that doesn't make the buckets the definition.

Science is pushing the bounds of human knowledge. Science is only science if it propagates, otherwise it's just someone's discovery. Science has to be built upon, even if it's disproven, that means it was documented well enough to be built upon. That's not to say everything that's disproven is science, because crackpot theories don't often push the bounds of human knowledge.

I hope the brilliant students get their knowledge out there. (But that is unfortunately hard in academia. Despite us living in what should be a post knowledge scarcity society, we clearly aren't.)

For many things, yes. I used to want to adopt kids, but I don't think I can deal with the public perception of being a male(-ish) person caring for children anymore, having heard so many rough stories from close friends, who at least have a wife to yell at sexists. Having a less traditional partnership won't win any positive counts in the public eye, no matter how good of parents we might be.

There are quite a few stories of the same ostracizing for females (regarding SA), just less public attention on the stories for males who go through similar problems. All in all it's fucked and we need people to take this seriously. I see the stand that this is making everyone defensive, but at the same time it is at least calling up the issue and maybe after people calm down, more people might acknowledge it? Yeah. I am too naive. Or wishful.

I need to check my inbox more often. I'll take a look. Thank you.

Reminds me of Majesty a little, but with a direct avatar. Majesty was fun, but is pretty dated. Didn't really have the morale aspect, but that sounds interesting. I'll have to see if I can find MLaaK to try out.

Designing good UX is harder than designing good UI is harder than writing good code. As a machine learning engineer, I will never be able to design UX. I have made a pretty UI once though.