Not a glamourous one but at 14 my dad said to me « open a 401k » (or equivalent in your country). I laugh at him thinking I was better. Now I’m old and poundering why I didn’t listen to him.
Don’t put all your saving in it maybe a couple of buck a little bit at a time but when you’ll be my age you’ll have a tidy some hopefully to reduce some financial stress
Have fun too, don’t forget that one
Which the states already have but nobodies will be able to churns chips like Taiwan but Trumps seems to think that the US can which is laughable.