To be fair, Ford builds them as work trucks. Like you said, the biggest thing you can buy without needing an upgraded license.
The triple cab, pickup style box, and lift kit are all aftermarket. Straight from Ford it's at most a king cab with a frame rail back. Then you're supposed to put on some kind of working back (toolbox, dump truck, lift arm). That's the kind of thing you see in official marketing images.
I used to work for a company that built garbage compactor units and put them on the back of trucks like these. The main selling point was that you only need a regular license and you can fit into narrower spaces than a full size garbage truck.
By that reasoning there is nothing preventing you from being prosperous except your own greed.
Go out into the wilderness and be prosperous like the cavemen. Having your tapwater taken away shouldn't hinder you, those prosperous cavemen didn't have the luxury of any modern amenities. Just the streams they could find and the food they could scavenge or kill.
Abandon your greedy insistence on enjoying modern luxury and go prosper. You're the only thing stopping yourself.
And I'm sure you'll have no trouble staying connected when you find the cellphone tree. After all, if humans didn't create anything then everything must be naturally occurring. It's just an illusion that modern technology requires creation of parts that could never exist naturally.