I've got seinheisser 598 that are quite good, but I understood seinheisser to have been bought and maybe quality went down. I also have byerdynamic 990s that I find uncomfortable for longer periods.
I also have hifiman sundara that are (except for the cable) far and above the best headphones I've ever had both in comfort and sound.
There's a person on the bapcsales Canada reddit called lifelongcaboose who seems to really know their headphones that recommended them
Based on the summary it sound like they didn't lie, just didn't point out their own inability to deal with it in their own ridings
I think I favour building lots of (hopefully well made) public housing, and taxes on non primary dwellings. I'm not in any way an expert though.
I don't really understand why the statements in your second paragraph are true.
If you bought your house for $600k you should hopefully be prepared to pay that $600k over time, whether or not interest rates go up.
Unfortunate reality is sometimes rates jump, predicting 10 years out what your income will be, and how interest rates change is sort of impossible. IMO a lot of this uncertainty on the part of the buyer is mitigated by history, while the banks only have to take that risk in 5 year chunks (idk if there are longer renewal periods).
faster by kicking people out and foreclosing
short googling seems like people tend to declare bankruptcy first in canada. It all around seems like a terrible situation -- and not one we'd want to encourage, hence: we probably shouldn't actively lower existing housing prices to pandemic or 2010 prices.
I policy like this may ignore them, but housing prices can reduce on their own without any government intervention...
This is all i was saying, it is not a simple thing, as the original post said
In all seriousness, all levels of government are moving too slowly on housing affordability. They should be trying to reduce prices to prepandemic levels, or, even better 2010 levels.
Makes it sound like "hey it's simple we just fuck 65% of people in canada" is not a winning political strategy.
Stagnation might be the only reasonable solution. I'm all for taxing home speculation by companies, and raising taxes on secondary/rentals. Hell, i'd be for a subsidies for buying houses even to the poorest people. I want to live in a pleasant place, part of that means everyone lives and works comfortably.
Artificially reducing building supply while people cannot afford to rent or purchase is pretty fucking shitty
I don't know who's doing this or how it relates to the original post
I've sold at a loss twice. It sucks. But that's a risk of ownership.
Presumably prices were also cheaper when you bought in that market, so there's some
Bonus point for undertaxed homes, and suburban regions that survive on pushing the ponzi scheme further out or leeching on city core taxes; for LVT is a whole other kettle of fish.
I don't know anything about this
No, we've been purchasing a thing for years, we have not been saving. We can sell that thing, but it is under no obligation to be valued higher than when we bought it.
What do you mean "no", I never said "people who bought houses must get a higher return on money spent", i said a policy like this would ignore those people.
What i said originally:
I think there might be a balance here that's hard to strike...
Was in response to:
In all seriousness, all levels of government are moving too slowly on housing affordability. They should be trying to reduce prices to prepandemic levels, or, even better 2010 levels.
This policy would ignore anyone in a house. That also seems shitty
your implied argument that supply and demand doesn’t exist for housing in Canada
Not sure how you could figure this was at all implied. What was implied was that you are hateful of people not like you, and essentially making the "they took our jerbs" argument but for houses.
Probably my quotes implied sarcasm, what i should have said is there are so many hats that a "software developer" or "software engineer" is really really broad like by the wikipedia definition at my current company we typically call those "principal engineers", or "principal architect"; i've also seen them called staff software engineers.
Likely it's super domain dependent; the failure cost with a satellite's or hardware cost you the business. Where with a website the MTTR can be very small. So a large oversight isn't quite as needed, as the cost is so small.
It's cool to have someone agree with me so much
That's 9%/year annual rate of return (assuming 2% inflation), which is good, but not unheard of (here's the calculator i used. This ignores all the money they put into the place while they lived in it (roof's and heaters etc aren't cheap). It also discounts that they need to find a place to live in 2021 where all houses just got much more expensive then back in 1986.
That whole time they were paying property tax.
I'm not sure your theory stands up, they did all those comics around TF2. They hired those old man Murray dudes I thought just to work on narrative. They've gotten famous actors to do roles!
I think saying halflife was never about story is just wrong.
If you stripped dialog from portal you'd have a significantly worse game. Did you forget all the glados shit that came out after portal? Humor is a major part of those games which is all about dialog.