I don't consider them social media.
Virtually nothing on it is about the poster, and that's mostly how I see social media. Even more baffling is people calling YouTube social media.
Two important caveats though.
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maybe r/JohnQSmith type things are prevalent just not in my experience. There's plenty of content I've never seen.
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The descriptivists won the day, so language is about what people do say not what people should say. If people call it that and the dictionary or whatever says something different, the speakers aren't wrong. The dictionary is wrong.
Yeah, I've been using PayPal and AirBnB for years but if they ever start req... excuse me, WHEN they start requiring government ID I'm out.
I never tried Stripe