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They're afraid!
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They're afraid!
I think the health insurance companies are actually taken by surprise by the amount of people who sincerely wish them death. Maybe we will see some almost-meaningful change soon?
Essentially they exist to make the cost of the risk they agree to bear reasonable and affordable to their customers.
The second they fail to serve that purpose they become useless.
Their very existence depends on the same thing that has made them into the shitstains they are: Greed.