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They're afraid!
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Other 196's:
I know folks don't want to hear this, but this anecdote is quite dubious. Big companies don't move that quickly, especially in a business as complicated as health insurance. There are various plan levels and many individualized, specifically, for certain employers, as well as many elective medications (wegovy anyone?) for this to have been done in a couple of days. There's no way these CEOs and executives said to just blanket approve all prescriptions. They would just pay a substantial amount for personal security, with company money, while maintaining their profits.