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Which CEOs are actually worth keeping around?
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this post was submitted on 08 Dec 2024
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BofA is totally worth keeping around
Bofa deez nuts maybe, but the Bank of America can fuck all the way off
Terrible bank, like most that aren't credit unions, they have over leveraged tens of billions against individual account balances and been a leaky sieve in tech security.
I have no idea why most people don't use credit unions. I guess just ignorance. My "overdraft fee" is "keep at least $50 in your savings account and we won't charge you one."
Convenience. I have accounts with BofA because they're three blocks from my house. It's them or Wells Fargo, who are a little further, and then the nearest credit union is a 10m drive. So convenience. I also have USAA, but having zero branches in my state is kind of a pain.
I hate BofA, but I opened my first credit card with them 19 years ago and I value my stupid credit score for some reason, and so I have to keep it forever.
Do you physically go to the bank that often? I can't remember the last time I had to go into the credit union. Well over a year. Everything outgoing is on automatic payments and I can deposit any check I get with my phone.
This. When I explain I use online banks I'm always ask "how do you go to a physical branch?"
And I'm like "why would I even want to?"
I've had to get a medallion signature guarantee a few times, I do it at my bank in person. I'm sure there's another way to get it though.