It has been over a decade since I purchased a car and this is from an Australian POV but when you buy a car from a dealer you get the option to get Dealer Warranty which is like the manufacturer warranty but extends after the manufacturer warranty.

My bet is 90% of people forget this exists because it kicked in 5 years after buying the car.

In America a "popular" (see: frequent) scam phone robocall campaign became so ubiquitous in/around 2007 that almost everyone has received the call at least once. From Knowyourmeme:

"According to an NPR interview from April 2021, phone scams about "your car's extended warranty" started in the United States in 2007. A company called US Fidelis started a robocall campaign in 2007 that was legal but deceptive. Within the fine print of the extended warranty contract they offered was a clause that exempted US Fidelis from paying for a car's repair in the shop. US Fidelis preyed on people who answered the robocall and signed the contract without reading all of the fine print."

And again, merely referencing something isn't a substitute for humor. This is still a shit meme despite the lore.