I remember trying to investigate using crypto as a replacement for international bank transfers. The gas fees were much larger than the greatly inflated fee my bank was charging. Another time, I used crypto to donate to a hacker I liked the work of. I realized the crypto transfer was actually more traceable when accounting for know your customer laws and the public ledger. That was when I realized crypto was truly useless. AI is mildly useful when coding, to point me to packages I wouldn't have heard of, provide straightforward examples. That's the only time I use it. The tech industry and investor class are desperate for it to be the next world-changing thing which is leading them to slap it on everything. That will eventually wear off.