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How do you justify buying something you want but don’t need?
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I think this is something that many of us only learn with age, and reminders of how short life actually is.
Saving money for a rainy day is sensible, but you can get really locked into that mentality to the point where you don't actually realise the roof's leaking because you didn't keep on top of the repairs.
This! Every time I see an article about retirement and how much you need to survive… it makes me pull out my spreadsheet and see where I am.
I still have a way to go also. Always worried about “will I have enough” and not worried about “am I having fun / am I happy” ☹️