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Payment app without Google in Europe?
(slrpnk.net)
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this post was submitted on 02 Sep 2025
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Privacy
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This scanner is for 2-factor authentication in the case that one does not want to use a phone app. When you try to log in, or pay online, the browser displays a unique QR code that the scanner is able to decode.
You would enter your pin into the scanner, scan the code, and the scanner displays a number. You then type that decoded number into a field under the QR code and your are let through.
It can be ordered for free here in the NL: https://www.ing.nl/particulier/digitaal-bankieren/mijn-ing/scanner
So, with this scanner as a 2FA method, the app is not needed. One can pay offline with a card, online with a scanner, and check account balances through any browser using the scanner to log in.
Thanks so much. This is really helpful :3