Look I don't have time to point by point give my takes, however I find it very funny when volatility and scamming are brought up as if that's not rampant in literally every economic system.

I also don't see how a transparent ledger with programming to ensure payments complete as expected is more risky then the opaque banking system also running nearly entirely online just behind closed doors in banks is any better.

Haven't we already learned security through obscurity is not actually security?

I will say, the corporate/banking takeover of BTC happened over a decade ago now, so agree with you there, which is why it's now "digital gold" instead of its original stated intent of digital cash.