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Why NFC on phones?
(sh.itjust.works)
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this post was submitted on 12 Apr 2026
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Asklemmy
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The backend is a government system called NPCI. The frontend can be any app that follows the standards laid down by NPCI. This includes Google Pay, Walmart's Phonepay, SoftBank's PayTM and NPCI's own BHIM. Many banks also have their own apps, but most of these are BHIM reskins.
In theory, yes.
In practice, most if not all banks in The Netherlands killed their NFC payment module and suggest the use of Apple/Google services instead. I assume this is the same for most smaller countries and banks.
But isnt the Apple/Google way still using NFC?