submitted 17 hours ago by emergencyfood@sh.itjust.works to c/asklemmy@lemmy.ml

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Sometimes on phone reviews I read that a certain model, often one released in a Western market, uses NFC for payment. In my country, mobile payments use QR codes so any phone with a camera can use them. Does NFC have any advantage over such a system?

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[-] dan@upvote.au 9 points 15 hours ago* (last edited 15 hours ago)

Australia has been using tap to pay for around 15 years now, whereas QR codes weren't in widespread use in the country until COVID. There's no reason to switch from NFC to QR given practically every bank's app natively supports NFC payments now (no need to use a third-party wallet if you don't want to)

The US is a different story... It took a looooong time for NFC payments to be adopted. I'm an Aussie living in the USA, and some of the US banks I use didn't support contactless payments until a few years ago!

this post was submitted on 12 Apr 2026

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