It's hard to say what the right thing to do is in terms of savings. I expect the dollar is going to hobble along for a while yet, but it's definitely worth starting to think about what the implications of a shrinking dollar economy would be for you.

I hold Ethereum and monero and borrow dollars against the Ethereum when i need dollars.

I don't think so. Presidential elections are next year, and risk assets tend to perform well during election times. Besides, if the dollar becomes worthless the last thing you want to hold is fiat.