18
The new Canadian Mortgage Charter explained
(www.cbc.ca)
What's going on Canada?
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Well perhaps we should be trying to reform our banking and mortgage sector regulations so that lowering housing prices would be possible without destroying people's livelihoods.
Because house prices need to come down. And if we don't make it safe for it to happen it will eventually whether it's convenient or not.
I think I favour building lots of (hopefully well made) public housing, and taxes on non primary dwellings. I'm not in any way an expert though.
I don't really understand why the statements in your second paragraph are true.