This is the actual list:

Neglecting Personal Development

According to Buffett, the best investment one can make is in oneself. Enhancing skills and education can boost earning potential significantly. Knowledge and abilities are assets that no one can take away from you.

Relying On Credit Cards

Credit cards can be convenient, but high interest rates can quickly overshadow any benefits if you don’t pay the full balance monthly. Buffett advises against needless spending that could lead to credit card debt.

Frequenting Bars and Pubs

Spending on social activities like drinking at bars can add up. Opting for more affordable social gatherings, like home get-togethers, can help save significantly.

Chasing the Latest Technology

New gadgets may be tempting, but often, last year’s model serves just as well. Buffett himself has a history of sticking to functional rather than flashy tech. It’s important to assess if the latest upgrades genuinely provide added value for the price.

Overspending on Clothes

Buffett, along with other billionaires, leans towards simplicity in his wardrobe. Choosing classic, durable clothes over flashy, expensive brands can result in significant savings.

Buying New Cars

Cars are notorious for their rapid depreciation. Buffett recommends buying pre-owned cars and holding onto them for as long as they’re reliable, instead of falling for the allure of the new models.

Unused Gym Memberships

Buffett promotes an active lifestyle but cautions against unused gym memberships. Free or low-cost fitness routines can be just as effective if regularly practiced.

Unnecessary Subscription Services

Subscription services, if not carefully monitored, can become a financial drain. Review these regularly and cancel those that don’t provide value.

Over-Reliance on Skincare Products

Buffett advises against overusing or needlessly combining skincare products. Finding a simple and effective routine can save both money and your skin.

Regular Nights Out

While socializing is essential, frequent nights out can be a significant expense. Opting for budget-friendly alternatives like home-cooked meals and movie nights can cut costs considerably.

Gambling

While gambling might seem like a shortcut to wealth, Buffett emphasizes the importance of understanding the odds. He urges people to make financial decisions that favor their long-term wealth accumulation, not momentary thrills.

Smoking

Smoking, beyond its health implications, is a costly habit. Quitting can lead to a significant boost in your personal budget.