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[-] GiddyGap@lemm.ee 3 points 6 months ago

I feel the same way. I currently own a home, but I honestly want to sell. For me, it's mostly about the flexibility. I hate not having the flexibility to up and move if a new job opportunity presents itself or I just want to try a new place.

There's also a crap ton of expenses associated with owning beyond just the mortgage, insurance, and taxes.

[-] Coreidan@lemmy.world 2 points 6 months ago

Homeownership is still cheaper. Every cent that goes towards rent you’ll never see again. At least at the end of your mortgage you have something you can sell to recoup most of what you spent. Or rent it out.

While although taxes can go up your mortgage never will. Your rent will.

My mortgage is $1700. If I were renting this place it would easily be going for $2400 if not more.

[-] GiddyGap@lemm.ee 2 points 6 months ago

Sure, there are advantages and disadvantages to both. For me, it's about flexibility. And I put a crap ton of money into the house that I will never see again. Just regular maintenance, landscaping needs, etc. Thinks you don't have to think about or pay for when renting.

[-] Coreidan@lemmy.world 2 points 6 months ago

It’s basically finances vs convenience. By renting you’re paying for convenience. But you’re taking the hit in your finances.

And just because you’re renting doesn’t mean you’re absolved of the landscaping fees. If you rent a house it’s expected that you’re still mowing the lawn and paying those expenses. Otherwise you live in an apartment where those costs are handed down to you through rent.

There is a lot to consider there but in the end you’ll be spending more money which you’ll never see again by renting.

this post was submitted on 14 May 2024
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