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Privacy.com in Europe?
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this post was submitted on 15 Jul 2024
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With bank transfers I am referring to services like Paytrail/Klarna where you authenticate with your bank, and choose which account the sum is taken from.
Isn't Klarna a credit service more like a loan where you then distribute the payments over the next few months? You sign a contract and stuff just like bank loans, it's not the same as making a bank transfer at all.
You don't have to use the loan feature Klarna offers.
You can also pay with a credit or debit card using Klarna (makes makes it more convenient if you haven't memorized the CC numbers yet) or using bank transfers, or with services like Swish.
Services like Klarna are micro-loans though. They're not a bank transfer or really a direct payment of the service/product you're buying, it is literally just a small loan with a short runtime (usually 3-12 months)
Klarna offers direct payments too. In Sweden you can pay with Swish, credit/debit card, or bank transfers.
Fair enough, they only offer the micro loans where i live.