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this post was submitted on 06 Aug 2024
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Privacy
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Taler is not centralised. I think you are thinking of CBDC?
Taler could be described as semi-centralized at best. You are free to chose your exchange and you can easily use multiple the same time. It really isn't that different to crypto-currencies in that regard if you consider the need of fiat exchanges for real world use there as well.
Sure, I agree with that...
Taler is like a decentralized protocol where every transaction has to be tied to a fully KYCed CEX. (Know your customer, central exchange/bank).
That's not quite how Taler works. Yes, the exchange will know when you generate Taker tokens from fiat, but that is similar to going to an ATM and getting cash. Afterwards the exchange has no means to track what you spend the tokens on.