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submitted 3 months ago by fossilesque@mander.xyz to c/science_memes@mander.xyz

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[-] intensely_human@lemm.ee 3 points 3 months ago

I do pay for my medical expenses out of pocket, because I can’t keep insurance long enough to ensure consistent cate.

I’ll give an example. Back in 21 I signed up for medicaid because I was poor enough to qualify. I get an email from my psychiatrist’s office “We can no longer treat you at this office because of your new medicaid status. We are not allowed to treat people on medicaid.” I asked, and they’re not even allowed to treat me if I pay out of pocket.

This is a new medicaid rule. Now if you’re on medicaid you can only see medicaid-approved providers.

So I canceled my medicaid. And I continue to pay out of pocket.

I’ve tried using other government-assisted programs before, with disastrous results. I’ve been kicked off the rolls before, at random, and I’ve had to go through the crash involved in stopping my medication, because while these government programs are helpful, they’re also buggy as fuck and can’t be relied upon.

[-] vonxylofon@lemmy.world 1 points 3 months ago

That's why you want a national health care program funded by taxes (they call it health insurance, but it's mandatory and based on income, so it's a tax, really). Private insurance is still allowed, but everyone gets a baseline.

Sure, this system has got its share of problems, and they're massive, but if you need care, you generally receive it regardless of your financial situation. Again, bureaucracy happens and there are waiting times etc. etc., but the idea that you may lose everything because you got sick is so alien to me I have no words.