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For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 1 month ago* (last edited 1 month ago) by Reverendender@sh.itjust.works to c/asklemmy@lemmy.ml

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Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

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[-] PolandIsAStateOfMind@lemmy.ml 19 points 1 month ago

Dentistry. This shit is always hard to get for free so you should do everything you can.

[-] Reverendender@sh.itjust.works 25 points 1 month ago

Not covered by my health insurance, or even most health insurances in the US. We have special horrible dental insurance for that.

[-] PolandIsAStateOfMind@lemmy.ml 4 points 1 month ago

Ew, i'm not even surprised, this seems to be trend in all capitalist countries, in Poland dentistry also went to shit after 1989 and even worse after 1999 healthcare reform.

[-] xthexder@l.sw0.com 4 points 1 month ago

The dental insurance plans available in the US are basically a scam for adults because they have an annual maximum of $1-2k. You have to get a lot of cleanings before you even break even with the premium, and if something major happens you're basically not even covered.

IMO you may as well just have that $1-2k saved up yourself and pay for your own dental appointments.

[-] zbyte64@awful.systems 18 points 1 month ago

Chewing bones and seeing orbs are not covered in US health insurance

[-] PolandIsAStateOfMind@lemmy.ml 5 points 1 month ago

Seriously not even eyes?

[-] MeowZedong@lemmygrad.ml 3 points 1 month ago

Only a basic exam, no special screening.

[-] Reverendender@sh.itjust.works 3 points 1 month ago

They have their own, extra shitty, Vision Insurance. It’s really only good for covering your eye exam every year. Now if you need ocular surgery or something, that’s when your health insurance would come into play.

[-] KellysNokia@lemmy.world 2 points 1 month ago

I think seeing orbs are still mostly covered for medical issues

this post was submitted on 21 Sep 2024

472 points (95.6% liked)

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