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Do you honestly see yourself ever retiring and how?
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I already did somewhere in my 20s like 3 decades ago.
But today, with maybe "just" one good academic salary, the minimum rent, no car and saving nost of everything? Difficult. Especially if you maybe wanna live while waiting for retirement. Maybe even have a car or travel.
And if you want a great retirement, you need Hobbies and hobbies cost money. Considering that mayve the government-paid retirement is probably gone or reeeeaaally bad in another 30yrs...you gotta save a looooot AND invest it furiously but safely. Which is work too.
World is fucked.