42
Maybe not.
Not sure it is the same kind of thing, but I've been using Homebank ever since the various personal financial management applications pulled out of the UK market.
Actual Budget
I never used it, but I remember reviewing the code base and it was such an empty shell of an app. Maybe I'm remembering incorrectly.
Vibe coded?
I use Firefly III for personal finance
Are they making this open source?
I missed the link somehow, I've edited the post now. It's open source (GPLv3).
They started as a startup, then shut down and open-sourced the project, and now it looks like they're pivoting to something else
Yeah, and on the soon-to-be-closed discord the creator has mentioned Sure https://github.com/we-promise/sure as the most active fork at the moment.
Actual Budget is an amazing piece of software.
There are some really annoying "features" though that they refuse to fix, like being able to mutate transactions that come from a bank connection.
I'm not convinced it's possible to make a Free Software finance tracker with the feature that matters -- synchronizing with your bank accounts -- because banks (at least in the US) don't seem to be interested in letting you connect to their API unless you're an 800 lb gorilla, like Intuit, or at least a for-profit middleman willing to constantly jump through hoops, like Plaid.
in Europe all banks are obligated to provide psd2
The overall trend of these personal finance apps to online subscription-only models over the years has been unfortunate, though as others have mentioned it is somewhat understandable. For what it's worth, my app of choice is still You Need a Budget (YNAB) v4, which was the last version they released that was just a desktop app.
It's no longer available to buy on Steam (or download anywhere) but given the hours I've apparently clocked using that app the devs will have to pry it from my cold, dead hands before I use anything else...
Personal finance software is tough. It's costly to develop, even with a very limited feature set. Automatic transaction downloads are a must if you want widespread adoption and that has its own set of complications.
I still use Quicken -- which doesn't get anyone excited since it's still a Windows (and Mac) desktop app built on an ancient codebase -- but I'm a power user and have yet to find an adequate replacement. It's not sexy but it does the job. I'm more the exception than the rule. The average user probably doesn't need or care about the same features that I do.
Oddly enough, one of its redeeming qualities is that it runs quite well on Linux through Wine.
Does quicken still sync well with most American banks, investment accounts, and credit card companies?
I used to be a power user as well but then moved overseas where is syncs with nothing.
Now I use gnucash with a ton of custom python scraping and importing scripts. It isn't perfect but as close as I have been able to find.
I tried maybe, Actual budget but then settled on GNU Cash (Native Linux app).
Maybe Funke?
Maybe tonight.
What are the chances?
keeps picking pieces until he gets one that fits
this post was submitted on 31 Jul 2025
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