I dont use either of those.
I only use my credit card to buy online. I would rather trust my bank than some third party USA shite company.
Credit cards, unlike debit cards, offer more protections than shitty paypal.
specifically here on Airstrip One, there are no protections if you buy with paypal, whereas there are strict protections if you use your credit card.
Buyers using a credit card might get a refund via chargeback from their credit-card company. However, in the UK, where such a purchaser is entitled to specific statutory protections (that the credit card company is a second party to the purchase and is therefore equally liable in law if the other party defaults or goes into liquidation) under Section 75 Consumer Credit Act 1974, the purchaser loses this legal protection if the card payment is processed via PayPal.
Who on this earth needs amazon? amazon, the company that represents all that is wrong with the internet, with its ads, tracking, sellers fees, ai driven sales, etc etc, enshitification and abusive conduct.
I have heard from many people, friends and family, that have tried to get a refund via paypal, only to be rejected with no recourse. wankers!
whereas a quick phone call to the bank and you get a refund immediately.