I’ve been very slowly getting more open and candid with the idea that I’m not going to be around to retirement age. The men in my family have incredibly rough odds, starting at 50, and I don’t think I’m going to be the one to beat the odds.

Healthy or not, constantly rolling this knowledge around my head—even voicing it —has helped to put a lot of things in perspective—even if it hasn’t yet instilled a YOLO mentality.

Did that for my student loans, unfortunately society didn't collapse... But I learned If you ignore it long enough they go away 😅

Current predictions by scientist at MIT put collapse of global civilisation at around the mid to late 2040s, so if you won't be retiring before then it'd better to just spend that money enjoying life while you can. Because even if global society doesn't implode (big if) then retirement age will rise to the point you never get to retire anyway.

I still want a retirement plan for my future but uncertainty over nuclear warfare and the end of democracy in the US played a role into me spending a chunk of my money on a motorcycle, which pushes aside the fear of the future into a present mix of joy and adrenaline.