Except for the fact that you'll eventually have everything you own taken away AND be put in jail.

Debtors prison called debtor's prison might be illegal, but tons of de facto debtors prisons that de jure go by other names are becoming the standard way for US local and state governments to punish people for existing while poor.

I don't have, and won't have children.

When I get into my older years, I'm just gonna grab a couple thoussnd loans, and be done with life. Fuck it. I'm gonna spend my elderly years lonely, high off my ass, and giving the middle finger to society.

I figure I'll go to base ball games, and start drinking lemonaide with tea in it. And also take some drugs.

Look man. Don't even get me started about the damn 2020 rules that have stuck around.

I don't understand why they felt the NEED to play baseball during a global health pandemic, but if we're starting out already establishing the fact that they had to play baseball in that....THEN I say the 2020 rule changes made sense. For 2020.

But now??? Fuck the pitching clock. Fuck the extra innings man on second! I do NOT want my game sped up. I do not want a faster game. I want to sit in the sun, and enjoy a slow breezy summer day, in my happy place watching baseball. Look, I'll be 85. And now you're telling me my damn baseball ticket which cost me $30,000 because of inflation by 2067, now means I only get 2 hours of baseball??? Hell, thats hardly even enough time to find my seat! You know I don't walk so fast. I don't mean because I'll be 85. I'm 41 now, and I didn't walk so fast 20 years ago.

But now you tell me, after 85 years on this planet. Living through 9/11, a global pandemic, 6 terms of a trump presidency, global warming making winter in the north 115F degrees, and after all that bullshit, you wanna make my baseball shorter??? Oooooooh, and you wonder why us old timers are cranky! Boy let me tell you when I was a young spruce, I'd have pounded 15 shots of whiskey, drank about 24 beers, and then proceeded to mop the floor with you! Well lucky for you, I've only had 10 shots of whiskey, and 15 beers, but I also took some other extra ciricular activities, and now I'm not sure if you're a person, or if I'm talking to a lamp post again!

I'm gonna be a grumpy old man, who yells at the youth for not understanding things they weren't alive to experience.

It's gonna be great!

luckily I don't have to eat every day!

They know exactly what they're doing and they absolutely don't give a flying fuck about what you or I think of it.

You’ve discovered the reason why comments are disabled 😅

It tends to move around from scam to scam.

A lot of the payday loan companies seemed to disappear in the UK. The main one was Wonga, which went under after we made it so that companies lending money would have to pay compensation if they lent money to people who would be unlikely to be able to repay it.

Then there was places like BrightHouse which specialised in selling basic household items to poor people with a 99% APR on them. So that £300 washing machine ends up costing over £1000 by the time they own it.

The current one is places like Klarna, which is a buy now pay later system. Popular because it doesn't charge any interest (most of the money comes in fees from the retailers) and they don't put it on your credit history, but miss a payment and they'll be on you like a ton of bricks.

It's just the same thing over and over, which a slight change to skirt any new regulations. It's still the same cash flow problems underlying it all.

For short term loans? You'd be so lucky to have it just double.

They're trying to go back to the 1800s. The giant, old, textile factory near where I live had dorms where the workers would live on premises and were paid in script for the stores owned by the factory. Like coal villages. They converted them into luxury loft apartments now.

Rookie mistake. If you wouldn’t read a company’s legal teams’ diaries, you shouldn’t read their T&C (same thing)