@yak So this is an interesting thing. Obviously the functionality required by the #PostOffice is to a degree bespoke - but not considering ownership was a critial failure of the contracting process.
Interestingly I think that there is something that every #creditunion that outsources its #corebanking and other IT should consider - How locked into that offering they are and what happens if they want to change? #Opensource #banking solutions offer the ability to both switch vendors and also customise to their requirements realitively easily - I'm not sure how many use solutions based on #mifos or #fineract - I guess they are still fairly new.
@Blisterexe Well so many businesses do this because they believe that the vendor will somehow charge less if they can reuse that code... but if its highly customised thats unlikely . it just becomes a case of pushing the costs down the road.
Not many postal banking businesses in the world