[-] imademo 1 points 1 year ago

Yea the reason I mentioned Versa is because I already treat their Save as a savings/emergency fund so may as well get the bonus plus tax relief there instead of making a new account for whatever other providers.

I did think about the chance that Versa does not survive but my understanding is AHAM seems to be well established might not be as big a deal.

Anyways, I'm glad to know that we also arrived at the same conclusion; I planned to just use PRS for tax relief and when that is done it'll be ASB/US Index funds all the way.

But I'll have a look at FSM again. I just found an article of theirs talking about a 7% return on their growth fund (I understand that these funds are usually riskier but I'm also very young so I should be able to just weather the storm when the economy is bearish).

[-] imademo 1 points 1 year ago

Admittedly my finance knowledge is not the best. But on your last paragraph, it seems you're implying that PRS is not really all that great and it almost does not matter what I pick? I'm interested to know if you've thrown any funds in one now. But thanks to your comment, maybe I'd just go with the Versa stuff due to convenience.

[-] imademo 1 points 1 year ago

Which PRS has the lowest management fee? I see that Versa has 1.8%. Tried looking into Kenanga and its not clear. Found a table online of other funds and they're lower but comes with other fees. Wondering what's the best now or just put everything into Versa

[-] imademo 1 points 1 year ago

Sadly controller support on windows is finnicky, can't get it to work. Maybe I'll look at third party sites instead. Even after the Microsoft acquisition they're still slimy as hell

[-] imademo 1 points 1 year ago

Wanted to buy Sekiro on Steam but found out the price went up by RM40 even after the sale. Guess I'm sailing the seas

[-] imademo 1 points 2 years ago* (last edited 2 years ago)

anyone know where to check your Grabpay daily limit? I know its like 1500 if you're a premium user but I want to know how much I've utilized at the moment

[-] imademo 1 points 2 years ago

Before Ultraboost, I get frequent arch foot pain. After getting my first pair, I can walk way longer distances without getting the pain now. Although, may consider New Balance as my next pair because I have no brand loyalty and willing to try new things.

[-] imademo 1 points 2 years ago

interesting, my friends that didn't vote during last GE are now voting for state elections

[-] imademo 1 points 2 years ago

Don't know anything about that besides yea, the naming is confusing. At least it's unexpectedly cheaper though

[-] imademo 1 points 2 years ago

Funny. I got this video suggested on my feed today too

[-] imademo 1 points 2 years ago

Man, hopefully someone can do that kind of channel especially to appeal with non-English speakers here. Thought of doing it myself but not a big camera guy nor do I have the time for it and also my knowledge is pretty shallow still.

[-] imademo 1 points 2 years ago

no idea. dont feel like risking it plus bangsar rent is high from what ive heard. maybe once i get a better job since i am getting called by recruiters weekly. after that its a matter of finding someone. pretty confident with my looks from past experiences but dont think im considered attractive to an amoi i guess haha

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imademo

joined 2 years ago