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No money for coffee? Just take out a loan.
(lemmy.today)
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this post was submitted on 13 Jan 2025
809 points (98.0% liked)
A Boring Dystopia
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"The Credit Genie app is free to use and includes interest-free and fee-free advances to help you make ends meet until your next payday. There is a recurring fee of $4.99 per month or $3.49 biweekly for maintaining your bank account connection with our app."
The effective rate will vary, but given the flat fee the finance charge could be huge. Like if you pay biweekly ($7/month) but only get like $10 loaned