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I've been ignoring them for a decade and they kept going into forbearance and shit so it just kept being something I could avoid thinking about, but now they're like "yeah dude you're gonna default tomorrow" and I don't know if I can even pay anything to avoid default

like do I need to pay the current outstanding amount due because that's like $6000 fucking dollars

it says the monthly payment is like 400 something, but I don't know if I can just pay that and avoid default

i guess i'm getting my wages garnished

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[-] Andrzej3K@hexbear.net 2 points 2 weeks ago

Yes, my experience with this sort of thing was in the UK, but as a general rule you want to be communicative with your creditor, and show willing to pay something. They get a lot more legal options to fuck you if you go off the radar in any way.

this post was submitted on 07 Oct 2025
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