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I hate the whole publicly traded model of companies. I hate capitalism. But have to engage in trading stocks (I mostly do Mutual Funds and a small quantity of direct stocks) so that my money doesn't lose value by sitting in a bank or cash.

Same thing with credit cards, don't like taking loans and getting marked on a centralised list for that but it's a safer option than using your own money.

Fortunately I don't do crypto so that's a plus.

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[-] AlpineSteakHouse@hexbear.net 2 points 10 months ago

If you have enough a HYSA may be a better option. You can get 5% annually if you have 100k, a little bit less for smaller quantities. Of course if you have 100k just sitting around you're probably going to be kicked off of hexbear so ymmv.

this post was submitted on 01 Feb 2024
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