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I received like 4 solicitations today from financial services companies with whom I have accounts for secured loans and lines of credit leveraged against my accounts at like 6-8% interest. and my credit rocks.
it weirds me out because these are among the shittiest deals I have ever been offered in my life, but of course they are presented as though they are a huge favor.
I don't know what dimension the great minds of finance journalism exist in where it isn't obvious that we're all in siege mode to avoid the usurous rates casually being tossed around.