Heh. My life has been anything but socially privileged and, yeah, I see that as a privilege. When you have nothing to lose, there's no fear holding you back, and you reap the rewards. This is why my friends are where they are and will drop everything they have, where others can't imagine it. Most people won't ever get to that level of what they have been taught is "success". But in truth, there's nothing more satisfying than closing a chapter, resetting to zero, and doing it all again somewhere new, something new, new experiences.

What you know as "privilege" and those you have been taught to be in it, all of it is a big disadvantage in life. The fuel of social and status anxiety fears, holding people back from living.

Point is, just start doing stuff. There's nothing to lose. It's all pointless. Take care of yourself and of others. Start by getting yourself out of such situations where a 401K is more valuable day by day than living. There are many places in the world where that's not a concern. You don't lose your skills, your knowledge, your experience, it only gets stronger. Realise that and things come so much easier and by your terms. It blow my mind that people will live in fear and distain of their job, not understanding that every day of those years they can be looking for new jobs and situations with the luxury of deciding to stay where they are or choosing to jump on something. Hundreds and hundreds and hundreds of days pass, but they never do even a basic free step because anxiety and fear wins.