I used to identify as Libertarianian. Resented taxes, overreaching, infiltrating my life, all about independence, don't want to be interfered with.
Then I became homeless. Realized how the social services, ssi, Medicare are important. Sure there are lazy people, but also those who genuinely need help, who want to get back on their feet. Care a lot more now about wanting to live in a society that actually cares about the people in it.
I tried to open a bank account at a credit union while homeless. Had $42k on my direct express card, finally on SSI, lump sum was for the previous year while unable to work.
No debts, never used a credit card. Couldn't open a bank account. Had to go thru a program that assigned me a fake credit card debt that I had to pay off for 6 months to get my credit score high enough.
Credit scores are a scam.