I've never heard of a single person who has regretted wearing a helmet, yet people are still incredibly resistant to the idea.
I just don't get it.
I spoke with a guy, strong cycling supporter with influence in our local government. He made it clear that he views helmets are unnecessary "with safe cycling infrastructure."
While I get the logic, the reality is that a large number of crashes (reported as half) are single bike accidents with no involvement of another vehicle (i.e. car).
This is why, even when you look at the underreported stats from the Netherlands, cyclists have very high rates of head injuries. They don't wear helmets, have the gold-standard cycling infrastructure, yet crack their head open.
The point is, don't be stupid and just wear a damn helmet.