No, I mean in stores we still get prices like 2,99, and if you pay with card you pay 2,99 but if you pay with cash you pay 3 euro. You don't get 1 cent return.
On the flipside: if your total is something like 2,96 then you pay 2,96 if you pay with card, however in cash you pay 2,95.
So in the end it all kind of evens out.
Zelda Breath Of The Wild had that too. You could reflect the guardian's beam by raising your shield at exactly the right moment.