I've also been thinking about this. One of the absolute biggest things that has caused us to get into this situation is everyone having some degree of bad risk assessment, with most having it really bad. Like most people have some real main character syndrome. I wonder if this is a consequence of so much privilege compared to the vast, vast majority of humanity that have lived so far. I have wondered if it's something that's always been inherent to our psyche and it's just been exacerbated by things in modern society? I dunno I'm no psychologist, I'm just rambling on the internet

Edit: Also I'm not saying this is across the whole world, when I say "most" I mean "most in affluent countries." Obviously there's many in the world who have good risk assessment from just having to for survival